Many people throw the term “special needs trust” around without much thought. There are actually two distinct types of special needs trusts. Each type has its own very specific set of rules to follow in order to achieve success. If Read More
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I regularly receive requests to help families that have already tried their own asset protection plan for Medicaid. Sometimes they come to me after a family member has done something with an account the previous week or it could involve Read More
How will you be able to survive if your spouse needs expensive nursing home care? I hear this question a lot from families facing an unexpected nursing home placement. Unfortunately some families that contact me have already spent more of Read More
In the world of Texas Medicaid eligibility, the words “gift” and “penalty” go together like “sunshine” and “lollipops”. In almost every case where there is a gift within the look back period you will find a penalty that prevents a Read More
This is probably the number one question I hear on a sometimes daily basis from families that are facing a nursing home issue or that are planning ahead in case a nursing home becomes necessary: “How much assets can we Read More